Archive for May, 2008

Collectible Dolls - Is There A Future?

Thursday, May 29th, 2008

By Michael Russell In this article we’re going to speculate on the future of collectible dolls based on some current day facts. One fact about collectible dolls that is pretty certain is that people will most likely always continue to collect them. That is not the issue that is in question in this article. What is in question is if we’ll be collecting these dolls simply for our own enjoyment or if there will continue to be a market for new collectible dolls. Back in the days when collecting anything was unheard of, most of the dolls that people bought eventually ended up in the trash or collecting dust in an attic. Certainly we didn’t go through the trouble of hunting high and low for a certain doll, paying good money for it and then bringing it home only to let it sit in its box on a shelf. But that is the reality of today’s collectors. All because one day somebody realized that all these original dolls like Barbie and G.I. Joe were slowly disappearing from the world and that maybe they might be worth something. And then it started. The guides started coming out telling people that a 1959 Barbie doll could get them $2500 at a sale if they could find one. That’s when the craze started. It was like somebody had told the human race that their oxygen supply was about to run out if they didn’t all jump off a cliff. People started running to garage sales, antique shows, novelty shops, and then when the Internet became as popular as it is today, they started to hit every auction site they could find, not just to buy but also to sell if they had anything worth selling. The problem with this new attitude about old things was that people began to think it would carry over to newer things that they purchased. Whenever someone saw a new doll they would buy it, hoping that someday it would be worth a lot of money and they would have something either for their retirement or to pass along to their children. The problem with that thinking is that the reason the old dolls were actually worth something was because people didn’t keep them. Most ended up in the trash. But with the new attitude of saving everything and anything, the value of the newer dolls, even years later, was getting to nowhere near the current value of the older dolls. To give you an idea of this problem, a doll that was purchased 10 years ago for say $20 wouldn’t be worth more than $25 today. The estimated value of these dolls even in 20 years isn’t more than $35 or $40. People were not seeing the increase in value that they were hoping for. Why? Because everybody was saving these dolls. There were literally as many of these doll 10 years later as there were when they first came out. Does this mean that collectible doll collecting for profit is dead? The experts say that for the newer dolls, yes, but the older dolls will always go up in value. Some companies are trying to counter this problem by releasing dolls in limited quantities. But it is still doubtful that even these dolls will ever be worth what an old Barbie Doll is worth, simply because all these dolls will ultimately end up in its original box on a shelf. Something that Barbie never had the luxury of. ——————————————————- Michael Russell Your Independent guide to Collectible Dolls ——————————————————- Article Source: http://EzineArticles.com/?expert=Michael_Russell http://EzineArticles.com/?Collectible-Dolls—Is-There-A-Future?&id=157589 no credit check personal loan unsecured real estate loan short-term loan providers payday ok

Pay-as-you-go Cell Can Save You Money

Monday, May 26th, 2008

By [http://ezinearticles.com/?expert=Martin_Lukac]Martin Lukac You can save money by purchasing a pre-paid cellular phone. Pre-paid and pay-as-you-go cellular phone plans allow you to buy time as you need it. Minutes are usually purchased via a voucher card that is worth so many minutes. You simply activate the minutes when you need them. You may have already looked at a pre-paid plan. You will notice that you aren’t saving per minute. In fact, pay-as-you-go plans cost you more per minute. The plans are ideal for emergency use, for those who don’t make hardly any calls per months and for teenagers and children. With a pre-paid plan, you aren’t locked into a typical cell phone contract that lasts two years. You are free to stop purchasing minutes at any time. The main advantage to pre-paid cells is that you can’t go over your minutes and run up several hundred of dollars without knowing it. Your phone won’t use more minutes than you have dollars. In general, this is what makes pre-paid cell phones ideal for teens and pre-teens. It seems as if you are old enough to talk on a phone, you have your own cell phone. With a pre-paid plan, you know exactly how many minutes your children are using. Some cell phone companies offer phones for children that only dial three or four numbers that you preset. This also helps to eliminate a large cellular phone bill out of the blue. Most pre-paid plans will cost you from $10 for 30 minutes to $80 for 400 minutes, depending on the company. Minutes often expire after one month to a year, so make sure you know how long your minutes are good before you start saving them up. Pre-paid plans usually come with the basics of call waiting, voice mail and national long distance. There may be restrictions to calling within certain areas or other restrictions. Make sure you read the fine print thoroughly. You know, with pre-paid cell phone plans, no one should have to ask you to put them on your account. They are a great option for your children, or for those who rarely ever use a cell phone. Compare the price of the pre-paid service minutes with a regular cell phone package. You might find that one is absolutely cheaper than the other. But make sure you look at all the details before you make your decision. Yes, a pre-paid plan costs you more per minute. But it keeps you from going over your plan and having $.40 a minute tacked onto your calls. For example, if you pay $80 for 400 minutes, you are basically paying twenty cents per minute. You could purchase a cellular contract plan for around $39.99 for 400 minutes. That equals around ten cents per minute. But if you were to go over your contract minutes, you will most likely have to start paying $.40 per minute on all calls over your plan. You would only have to go over by 100 minutes to break even with the pre-paid plan. With the pre-paid plan, you can’t go over. With a pre-paid phone, you may be paying more per minute, but you have a control set in place that prevents you from spending more than you budget for your cellular phone. Martin Lukac represents http://www.RateEmpire.com and [http://www.1AmericanFinancial.com]http://www.1AmericanFinancial.com, a finance web-company specializing in real estate and mortgage rates. We specialize in daily updates, mortgage news, rate predictions, mortgage rates and more. Find low home loan mortgage interest rates from hundreds of mortgage companies! Article Source: http://EzineArticles.com/?expert=Martin_Lukac http://EzineArticles.com/?Pay-as-you-go-Cell-Can-Save-You-Money&id=232343 personal loan financing guaranteed unsecured loans payday loan cash advance best payday loans

Self Storage Security - The Protective Umbrella

Sunday, May 18th, 2008

By Steve C. Cooper Meet Larry Lurker, Robbie Ripoff and Vicki Vandal. These characters pose a threat to your property and present liabilities for your company. They will do the very things that damage, not only your property, but also your company’s good name. But take heart: With proper planning and preparation, you can protect yourself and put the perpetrators in their place–hopefully the county lockup. Put yourself and your facility under the protective umbrella called “security.” Maybe that conjures up pictures of armed guards, guard dogs and razor-wire fencing. Or, perhaps your imagination runs toward the cunning, clandestine, ultra-high-tech tools of the super spies in the movies and on television. For the self storage industry, the reality of the situation involves the use of proven tools that will strike a good balance between choosing and using appropriate products, and getting a good return on the investment. The tools exist to provide solid security and add tremendous promotional power to your marketing program. Take Larry Lurker, for example. He’s the kind of guy who hangs around trouble. Or maybe he carries it with him wherever he goes. If he’s lounging around the boat dock, things disappear–a trolling motor one day, a depth finder the next. Larry knows the guy who can move the merchandise at the flea market. Control Who Uses Your PropertyTo handle Larry, build a fence. A good layout of your facility with proper fencing cures the problems that come with most casual theft. Once you add automatic, computer-controlled gates, you have the convenience of complete access control without having to have personnel on hand to watch who’s coming and going. In the traditional self-storage and RV-storage configuration, a fortress-style construction stands as the strongest defense. Put solid buildings all the way around your perimeter. If the parcel does not lend itself to that type of construction, then start planning early for fencing, convenient gated access and egress, and the software package that allows you to control the access. These programs provide for full delinquency control and a completely accurate written report of the access and egress activity at your facility. The better access-control systems tailored to the storage industry provide other customer-convenience features as well. Offer multiple units under a single billing account and code number. That’s especially useful for a boater or RV owner who needs both outside storage for the vehicle and inside storage for other personal goods. Make available multiple code numbers for a single unit, so that family members or friends can share the space. Take advantage of something called “zoning,” available in the software. Use additional control points for climate-controlled buildings or separate sections of the facility. The new Price Storage in Azusa and Valencia Self Storage, both in California, present good examples of mixed-use storage for recreational vehicles, dry storage for boats and inside storage. Both are designed with perimeter buildings offering a natural barrier to the property. Ivan Cohen, owner of the Valencia facility, moved a plan through the permitting process that includes an attractive, separate, walled area for the RVs with its own gate and gate controls. Keypad zoning and time zoning make it convenient for both managers and tenants, according to Mike Beales, manager of the Azusa project. “We have to have some way to let the RVs in after hours. The people coming back from the lake at the end of the day simply can’t get in during regular hours,” he says. Lock Out the No-Pays and Slow-Pays A good layout of your facility with proper fencing cures the problems that come with most casual theft. Dockside slips, open bays and locked storage units all are used by people who occasionally forget to keep the bills paid on time. Delinquent tenants can be locked out with a good access-control system. Moving information from your accounting operations to your access-control operations proves to be a simple matter. Fortunately for owners, with a high level of cooperation among the vendors that specialize in serving the needs of the storage industry, a software link allows each program to share information with the other. Management programs tell the access programs which tenant codes should be valid. If a tenant goes delinquent, they’re automatically locked out after a user-defined grace period. Having the security umbrella in place before the storm of complaints from tenants who’ve been ripped off or had their property vandalized makes good sense. Planning for security should be integrated at the architectural and engineering-design phase. Since that is not always practical, especially for older and existing facilities, good advice from experts helps. Digitech International, Inc., manufacturers and distributors of integrated access control and security systems to provide world class security solutions for self-storage and other facilities worldwide. says, “As an owner, you need to expect a vendor to help you design the types of systems and all the components that will help security tools work for you.” Good planning simplifies the process and helps save money, especially for the final installation. You may visit Digitech on the web at http://www.digitech-intl.com to learn more about planning your facility. Add Security for More Profit and Less LiabilitySecurity for the self-storage industry has become more sophisticated and much more of a competitive tool. “We’re seeing a lot of owners use individual unit door alarms, video surveillance and especially office security displays,” comments Tim Calvin, owner of Calvin Access Control Systems in Columbus, Ohio. “It’s not unusual to see owners who are building a $2 million to $4 million facility spend $80,000 to $120,000 to protect the property and be able to advertise that they have security.” Individual-unit door alarms nail Robbie Ripoff and his type. They pose as good tenants, but use their access privileges to cruise storage lots for loose items or force entry into neighboring units. A security contact tied to alarm software puts a stop to that. Any intrusion to an armed unit causes an alarm, which can be local or tied to a central monitoring station. Alarm and access-control software validates a tenant code entered at the entry point, such as a main gate or entry door. A good code disarms the unit’s alarm. Any other attempt to open an armed unit will sound an alarm, usually a loud siren. Law-enforcement officers will tell you there are two things thieves do not like: noise and lights that call attention to their actions. Who knows the motivation for Vickie Vandal? She may damage property and equipment by accident. She and others like her may be venting anger or just “having fun.” No matter the reason, vandalism can be expensive for an unprepared owner. Kirt Grant, a partner in Lake Powell Boat and RV Storage in Page, Ariz., related a phrase he heard at a seminar: “Deter crime if you can, but if you can’t prevent it, you need to catch it.” Grant has an open storage facility with controlled gates. As an added deterrent, and as a tool to keep an eye on activities, he added a complete video-surveillance system with cameras, camera-control devices and a professional time-lapse recorder. The threat has increased. Customers are more security conscious than ever. Whether it’s our trio of bad guys, or you have your own cast of characters bent on doing you and your company harm, the tools to protect you are readily available. Start planning for your protective umbrella early. Use security tools for peace of mind. Show them off to your customers to make your facility even more impressive and appealing to prospects. Steve Cooper consults on possibilities as part of the Sales and Marketing Team at Digitech International, Inc., providing World Class Access Control and Security Solutions for a variety of applications including specialties in school security and in serving the self-storage industry. Visit Digitech on the web at, http://www.digitech-intl.com Article Source: http://EzineArticles.com/?expert=Steve_C._Cooper http://EzineArticles.com/?Self-Storage-Security—The-Protective-Umbrella&id=567215 secured personal loans uk cash thru payday shoob short form loan policy furniture credit accounts with no credit check

Go Low-Glycemic To Burn Away That Excess Fat!

Wednesday, May 14th, 2008

By Lisa Hyde-Barrett Obesity — it is as much the scourge of the developed world as poverty is of the Third World. Thousands in the developed world have been desperately — and rather unsuccessfully — trying to shed their pounds, even as thousands in the underdeveloped world have been trying to put some fat into their bodies. The World Health Organization says that the United States is now the fattest country in the world. Ask anyone who has tried to burn away those calories. It’s easier to look for the proverbial needle in the haystack! And they will tell you that there are no shortcuts in a fat loss regimen. There are many causes that contribute to weight gain. Often, it may not only be the intake of food. Hormonal factors, side-effects of medical conditions, and many other factors cause weight gain. Recent research has shown that the increased amount of chemicals and toxins in the environment is a factor contributing to obesity. Dieting and fat burning exercises are often considered the only solution for fat loss. But such a regime should be tailor-made for your body composition and lifestyle to be effective. However, many people do not follow professional advice and cause more harm to their body than good while on a fat loss regime. This is where we need to look at the new low-glycemic standard of healthy eating. Glycemic indexing basically measures by how much a given food raises blood sugar and insulin response. This is important because the rate at which your blood sugar rises after eating is important in managing your weight. High-glycemic food causes many negative effects, including weight gain. They increase your appetite, and raise fat in your body system by increasing triglycerides. However, a low-carbohydrate diet is not necessarily a low-glycemic diet as is the popular misconception. Such a diet will only lead to more fat in the body. So what is a low glycemic diet? Fruits and vegetables are low-glycemic food, and you should include them most in your daily diet. However, it is often not quite possible to stick to such a diet. That is where glyconutritionals or glyconutrient supplements come in. Glyconutrients are a class of sugars that are found in fruits and vegetables and are necessary to keep the body ticking along perfectly. The are needed to some the fundamental biochemical process of cell-to-cell communication in the body, and tone up the immune system. Eight of these essential sugars have already been discovered and six of these are not available in our daily diet. Taking glyconutritional supplements made from fruits and vegetables helps in two ways: they help you maintain a low-glycemic diet and also keep your body strong while on a fat loss regime. Lisa Hyde-Barrett, a registered nurse and wellness advocate, understands the relationship between good nutrition and good health. Shes become passionate about the new research behind sugars, specifically glyconutritional products. Want to learn more about fat loss? Go to http://www.deadly-health-myths.com/healthy_weight_loss.html Article Source: http://EzineArticles.com/?expert=Lisa_Hyde-Barrett http://EzineArticles.com/?Go-Low-Glycemic-To-Burn-Away-That-Excess-Fat!&id=83200 what is the best rate i can get on a personal loan no credit check paper checks paydayloans payday loan robbery bad credit car loan collinsville

Money Transfers

Friday, May 9th, 2008

By Seth Miller In an evolving and fast-changing world, money is the currency for evaluation of labor, business exchange and meeting the needs of people. Whereas a few years ago, cash was the only source of money exchange, today there are several means by which cash is not transacted and yet millions of dollars are exchanged. Transmission of money was once a cumbersome and lengthy process, but today money can be transferred in an instant. This has led to billions of dollars in the U.S. and all over the world being transferred everyday. Cash, drafts and checks are the most common method by which money changes hand but in a world made smaller and easier by technology, the amount of money being transferred by these methods has reduced drastically. There are other easier, better and more convenient options for money transfers available today. Electronic money transfers have become popular in the recent years. In this way, cash is not physically transferred but the money is transferred from one bank account to another. Companies like Visa and MasterCard also offer the transfer of money from one card to another. The Internet is the latest means of transferring money. Over the years many companies like PayPal, E-gold, and Xoom have emerged to offer the option of transferring money online. For example, in PayPal, money is literally transferred in a matter of seconds from one email id to another. The most traditional but still popular method of money transfer is the wire transfer method. It is still being used, albeit with a few modern changes by banks and companies like Western Union Money Transfer and MoneyGram. They are quite popular all over the world for their ease, reliability and speed. These companies require a higher service charge on the transfers than other companies, however one advantage of these services is that you can send or receive your money without even having a bank account. This has come as a godsend to people whose families live in another country, or who need to send money to their business partners. Money Transfers provides detailed information on Money Transfers, Online Money Transfers, Global Money Transfers, International Money Transfers and more. Money Transfers is affiliated with ATMs For Sale. Article Source: http://EzineArticles.com/?expert=Seth_Miller http://EzineArticles.com/?Money-Transfers&id=276646 very bad credit loan federal payday calendar 2008 hialeah no credit check car loan how to calculate a paycheck

Five Reasons To Take Advantage Of Your University’s Career Center

Saturday, May 3rd, 2008

By Chris Stout College is filled with a wealth of resources that you need to take advantage of. One of these resources is your universitys career center. This place has valuable information. Pop you head in every now and then and explore. Here are five reasons why you should utilize your colleges career services. 1. Explore a career path Research your professional future. Look up salaries and growth projections. Read testimonials, how-to books and find out what it your average day would be like in the career of your choice. Learn about options. Discover what you need to do to succeed. Find out if what you want to do requires more educational development. Develop a career plan through research, and actively work towards your career goals on a daily basis. 2. Get career advice Meet with career counselors. Ask questions. Find out how to excel in the working world. Get tips on applications, interviews and other job issues. Ask about your professional options. If youre feeling a bit lost, ask for help and suggestions. The people at the career center are their to help you out. Take advantage of this help while its still available. 3. Find a part time job on or off campus Need extra cash? Go to the career center to find a part-time job. There are jobs you can get on campus and off. There are work-study programs, labor intensive and light commitment opportunities. Find a job thatll fit your crazy schedule requirements. Employers who post in the career center know that you have commitments that you need to work around. 4. Find quick local gigs and vacation odd jobs If you just want to find an odd job, there are plenty to be found at the career center. Trim someones tree, walk a dog or be a tutor. Find temporary paid positions that wont take up too much of your time, but will still put money in your pocket. 5. Find a job after you graduate Use the career center to score your first post-college position. Find a job that suits your interests. Utilize what you have learned, and it put it to work for you. Find work in a specific field before you graduate. Line up your opportunities so that when its time to leave college, you know that you have plenty of professional options to choose from. Your campus career center is a vital resource that can often be overlooked. Pay this place visit. Look around. Read up on career paths that interest you. Get advice about the working world. Find work. Whatever you do, pursue your career development while you are still in school. If you take career planning seriously as a student, youll be a much happier graduate. Review more industry related articles by Chris Stout at CareersandEducation.com Chris Stout is a feature writer and often covers topics related to Campus degree programs and Career Advice. Article Source: http://EzineArticles.com/?expert=Chris_Stout http://EzineArticles.com/?Five-Reasons-To-Take-Advantage-Of-Your-Universitys-Career-Center&id=383650 personal loans and athensga deceased employees last paycheck car loan bad credit online cash advance

“Love Connection” of the ’90’s

Thursday, May 1st, 2008

By Michael Hart It’s so easy to think about, and indeed wish for Love! We will all admit that it is a wonderful and necessary thing, yet who here agrees on just what it is. Not I, so I’m going to concentrate on the easy question. I never did like the concept of “computer dating” or even the idea of a non-physical relationship, just how would you profit from this? Love over the Internet, well this is the safest kind of sex there is right? You never know where it may lead–virtual flowers (or ’sex’), late night emails, engagement, marriage? You’d be surprised. Internet dating is the “Love Connection” of the ’90’s, especially for many students with 24-hour-a-day access to computer labs and modems. No longer do people have to go to bars and risk taking home the wrong mate. Nor do net surfers have to take a shower and look their best for a date. It is possible to sit in front of the computer with stinky breath and ratty clothes while talking with a possible soul mate. There is no risk of wasting money on a bad date, and if a relationship doesn’t work out, it can be deleted with the press of a key. Computers are creating a new, if unproven, way to communicate and develop intimate ‘relationships’. If you’re ready to give it a try, put away your fancy clothes and expensive fragrances. Get down. Get dirty. And get in front of the computer…Well… By and large, epistolary relationships don’t last beyond the physical symptoms of romantic infatuation (lust, infatuation, and attachment). This is because a romantic love, which is not to be confused with romantic infatuation, is a three part phenomenon, with equal parts of attachment, caring, and intimacy, so it’s not a total shock as to why this is the case. The point is that, you should gather your rosebuds out there, in the real world while you may, because tomorrow they will be dying! Article Source: http://EzineArticles.com/?expert=Michael_Hart http://EzineArticles.com/?Love-Connection-of-the-90s&id=165312 apt for rent in phoenix bad credit ok transunion credit reporting what is the best debt consolidation program credit score range